March 6, 2020
Tarion New Home Warranty – Do I Need an Inspection?
Every new home in Ontario is protected by a mandatory Warranty that is provided by the Builder and guaranteed by the Tarion Home Warranty Programme. The Warranty covers deposit insurance, protection against defects in work and materials, unauthorized substitutions, delayed closings or delayed occupancy. The most common claims relate to defects in work and materials, which require homeowners to submit a list of deficiencies at 30 day and one-year deadlines.
While Builders provide a pre-delivery inspection (PDI) for buyers just before closing, these are more related to cosmetic issues such as whether the chosen flooring, cabinets, countertops, etc. are installed. Although the PDI serves a purpose it really does not cover all the systems of the house.
While a typical PDI is basically a walk through inspection and generally takes about one hour, an independent thorough inspection should take about three hours and should include such items as foundation, roofing, grading, structure, insulation, plumbing, heating and ventilation.
While most people think that buying a new house will mean everything will be perfect, it’s not uncommon to find missing insulation in the attic, poor ventilation systems or even structural issues. An example of this may be something as simple as a bathroom fan venting into the attic. This can cause serious damage when moist air meets the cold attic. If caught quickly little damage will result but a year down the road, mould, mildew and even rot may be visible on the attic sheathing and rafters.
Although buyers may believe that the Builder and the City Inspectors will have thoroughly inspected everything, this is rarely the case. The problem generally stems from the fact that there are many tradesmen following each other during construction, each with a very tight schedule. On a large site with multiple trades and many house designs in different stages of construction it’s not unusual for some things to get moved or damaged or just plain forgotten.
The average home owner can not be expected to be familiar with the complex systems of a home.
A professional Home Inspection by a Registered Home Inspector (RHI) is your best defence when it comes to protecting your investment and receiving the full benefit of the New Home Warranty program.
When choosing an inspector, those with RHI designation have extensive training and are required to conform to a strict Code of Ethics and the Standards of Practice as set out by the Ontario Association of Home Inspectors.…
Proper Septic Tank Emptying
Regular maintenance is a fundamental necessity for any septic tank. Even the best constructed tanks need to be inspected and repaired regularly to keep them functioning efficiently, or to keep them functioning at all. Part of the maintenance that they require is regular emptying of all the contents that they have collected since the last pumping. Primarily that consists of the sludge that settles to the bottom of the tank and the any non-biodegradable items that have found their way in there.
Solid Sludge in the Septic Tank
Too much sludge in a tank means not only that there will be less space for the incoming waste, effectively reducing the capacity of the tank, but also that the incoming waste will not have enough time to be decomposed, before more incoming water pushes the solids into the pipes. And here the solids may even clog the pipes, which will completely grind the septic system to a halt – definitely not a scenario any homeowner would want to see.
The more the sludge a septic system contains, more of these solids will escape from the tank into the Soil Absorption System (SAS). In case the SAS is clogged by this excessive sludge, the unsanitary liquids will bubble to the surface and damage the surrounding soil and environment. This will inevitably lead to septic tank failure – also not a good scenario.
Emptying the Septic Tank
Removing the sludge then becomes important to stop the solids from escaping from the septic tank into the drain field. Depending on the size of the tank, the type of construction, and the use to which it is put, different tanks require different frequency of pumping. For houses that do not have their own garbage disposal system, experts advise that pumping should be done every 1 to 3 years. For the houses that have their own garbage disposal systems, the pumping should be done every year.
By judging the past instances when pumping was carried out, focusing on whether there was enough sludge when the pumping was scheduled, or whether the pumping was done prematurely, you will have a better idea of when your tank will need to be pumped again.
Hiring the Pumper
Professional pumpers have a license from the local Health Board and these are the ones you should be hiring. After pumping they will write up a receipt describing the pumping done, including the number of gallons of sludge removed, the time taken, etc. You should keep this receipt in your records for future reference.…